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The Insurancenter Blog: insurance

View the latest blog posts from The Insurancenter.

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Tuesday, August 12, 2025

Business Insurance Policies for Individuals: Why You Need One & What They Cover

Approximately 42 million Americans are classified as independent contractors, freelancers or self-employed. That’s around one in three. By 2020, estimates are that at least half of the population could be working for themselves. There are many reasons why people have turned to this work model, including flexibility and healthcare portability. READ MORE >>

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Thursday, July 10, 2025

What is Covered Under a Typical Home Insurance Policy?

Mortgage companies require most people buying a home to purchase home insurance, and for good reason. Your home is likely to be your biggest investment, and it should have adequate coverage in the event of fire, theft, natural disasters or some other emergency. READ MORE >>

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Thursday, May 1, 2025

The Risks of Driving in Rural Areas

Once you get out of the state’s urban centers, you’ll see a lot of land, and very few people. To drivers, this might represent unique driving risks with which you might not be readily familiar. Here’s some tips to keep in mind when you get out of town. READ MORE >>

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Tuesday, April 1, 2025

Small Businesses Always Need Liability Insurance

If you are a small business owner, you know how important it is to maintain strong financial security. You also know that your client relationships are essential to your ability to maintain a good reputation and build your prospects for future success. READ MORE >>

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Tuesday, March 18, 2025

Insurance for New Drivers in Missouri: Coverage Basics and Cost-saving Tips

Getting behind the wheel for the first time is exciting, but new drivers in Missouri must also navigate the complexities of car insurance. Understanding coverage requirements and knowing how to find an affordable policy can help new drivers stay protected while staying within their budget. READ MORE >>

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Monday, March 3, 2025

The Benefits of Uninsured/Underinsured Coverage

Whenever you drive, you are going to encounter other drivers. As a result, there’s a chance that you could harm them. Nevertheless, there’s also a chance that they could harm you. After accidents, many drivers face questions about who was at fault in the accident. READ MORE >>

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Monday, February 10, 2025

Insurance Coverage for Business Hardware

When you are looking around your office, you likely see a lot of hardware. Printers, computers, tablets, company cell phones. These are likely your business’ lifeline to customers and product management. Events can happen that can damage your hardware. It will likely take time to repair hardware and get it back up and running. READ MORE >>

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Thursday, January 2, 2025

Staying Safe in the Car as You Age

You can’t ignore that age will begin to present a few challenges to your everyday life. It might create new risks in driving your car. These new challenges could adversely affect your car insurance risk profile and rates. So, your best way to maintain your insurance security as you age is to know how to adapt to your changing needs. READ MORE >>

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Monday, December 2, 2024

How to Know It Is Time to Update Your Business Insurance

Your goal is to grow your business, but with growth comes further liabilities that could threaten your assets, security and sustainability. Hiring new team members or launching a new product could feel like great indicators of continued success. However, they still create new risks that could lead to a large burden for your business insurance provider. READ MORE >>

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Monday, November 4, 2024

Why Is General Liability Insurance Essential for Businesses?

Running a business involves various risks and exposures, which can potentially cause financial harm. Regardless of your company’s size or industry, assessing these potential pitfalls is crucial for protecting your business from bearing liability for losses that can devastate your finances and aspirations. READ MORE >>

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