October 2, 2023
AgencyHow to Know What Coverage You Need for Your Business
Every business is different as are their insurance needs. The size, industry, location and other factors of your business can all affect the type and mount of coverage you need. Speaking with an insurance agent can help you determine the right coverage to protect your business. Consider common business insurance needs such as: Liability Liability […]
September 28, 2023
AgencyWhy It Helps to Have Commercial Umbrella Insurance
All businesses that work with customers must have liability insurance. It’s there to help you if your mistakes ever cause harm to someone else. However, liability insurance does have limits to what it will pay for claims. As a result, you could face a scenario where a claim exceeds your policy limits. No one wants […]
September 1, 2023
AgencyThe Materials and Perils Covered By Your Property Insurance
Within your business, you’ll keep a lot of items. You might even own the building in which your company operates. These physical assets have monetary value besides their practical values. Therefore, you don’t want anything to happen to them. Should damage occur, then, you might want your business insurance to cover the costs from the […]
August 23, 2023
AgencyCollege Students and Renters Insurance
It’s time to move into that dorm or apartment nearby to your college. You’re excited about the opportunity and you are ready to experience all that this new part of your life has to offer. But, one of the questions you may have is about protecting what you own. Should you invest in renters insurance […]
August 1, 2023
AgencyCommon Risks That Your Business Could Face
Opening a business is a huge undertaking, and one that comes with a variety of risks. Some businesses are inherently more risky than others, like a contracting business or a toxic waste disposal business. But every business, no matter how small, faces risks on a daily basis. What are the most common risks that your […]
July 19, 2023
AgencyDo I Need Business Insurance if I Lease My Workplace?
Many of today’s small businesses don’t own the building they operate in. Rather, they lease it. This is very common because of the lower cost associated with leasing over property ownership. However, this doesn’t negate your need to have comprehensive business insurance that keeps your company financially sound should an event occur that impacts business […]
July 3, 2023
AgencyWhat Does Comprehensive Auto Insurance Cover?
Comprehensive auto insurance is one of the most important types of insurance products for vehicle owners. This type of insurance provides protection from a range of incidents. You may know you need auto insurance that minimizes liability risk. You also know that you should have property insurance to protect your vehicle in times of accidents. […]
June 21, 2023
AgencyHow Much is a Business Owners Policy?
Business owners policies (BOPs) vary widely depending on a variety of factors. Depending on the size of your business and the amount of coverage required, you could pay anywhere between $350 and $2,000 a year. On average, businesses pay about $1,200 a year. You should compare quotes among multiple insurers and ask about different ways […]
June 2, 2023
AgencyDo I Need Business Insurance if I’m Self Employed?
Now more than ever, people are turning to themselves for direction and starting up their own businesses. It can be empowering to be your own boss and adhere to your own schedule, but it can also bring a lot of risk—especially if your business deals with clients. Whether you have a physical location or work […]
May 30, 2023
AgencyAre Your Trees a Danger to Your Home?
Large mature trees provide shade in the summer and beautiful foliage in the fall. However, they can also be a year round hazard to your home. The fall and winter seasons are especially difficult times for large trees. In some states, fall is the peak of the hurricane season where high winds can topple over […]