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Group Coverages

Health/Medical

With the rising health care costs today, most people realize that health insurance is no longer an option, but a necessity. Employer groups, traditionally the provider of most American's health insurance are increasingly feeling the pressure of the rising costs of this employee benefit and are looking for ways to stabilize the premiums.

Our clients reap the benefits of lower health plan costs and satisfied employees. The average cost of turnover is 25% of an employee's salary plus 25% of the cost of wages. Calculate turnover costs at your company. What is it worth to your company to keep employees?

Our benefits specialists will assist you in creating a plan custom designed for your needs. We are experienced in traditional as well as comprehensive major medical, HMO, PPO, POS, and self-funded programs. In addition, we offer third-party administration, medical savings account, and healthcare reimbursement plans.

Life with Accidental Death & Dismemberment

The Insurancenter is sensitive to the needs of employers who have lost a valued employee and to employees and their families who have lost a loved one by providing personal assistance with processing of life insurance claims. Our Employee Benefits Specialists can assist with the most simple to the most complex plan designs. Since the market climate for Group Life/Accidental Death & Dismemberment Insurance continues to be competitive, The Insurancenter represents a long list of quality insurance companies.

Disability

The ability to earn an income is one of a person's most valuable assets. When disability strikes, income may stop, but the expenses of daily living do not. The Insurancenter can design and arrange Short Term and Long Term Disability through any number of quality insurance companies and Third Party Administrators with the focus on:

  • Providing Employees with Income Protection during recovery
  • Helping Employees return to work
  • Maximizing workforce productivity
  • Minimizing absences

Long-Term Care

Group long-term care is the fastest growing employee benefit in the United States. Plans can be either voluntary or employer paid. Employer provided long-term care is most often offered as an executive benefit. These "Executive Carve Out" programs allow your company the ability to deduct the premiums paid while still maintaining a tax-free benefit to the employee. Guaranteed issue may be available.

Group Dental & Vision

We offer you the ability to provide your employees with both dental and vision benefits. The benefits can be either employee or employer paid. As an independent agency, we represent many carriers, thus allowing us to provide a program that meets your specific needs.

Voluntary Benefits

The Insurancenter offers a wide variety of voluntary benefits including life, disability, long-term care, cancer and sickness, and accident insurance. As an independent agency, we represent many carriers, thus allowing us to provide a program that meets your specific needs.

For more information on how The Insurancenter can help, please contact us by calling (800) 444-8675 or if you prefer, submit a request on-line.